When the Unexpected Becomes Reality Disability happens to more people, more often than you may think, and it lasts longer, too. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Don’t Myth Out on Whole Life Whole life insurance can help protect what matters most: your family, your assets, and your legacy. Making Sense Of A Home Warranty Understanding the value of a home warranty. Disability Income This calculator estimates your chances of becoming disabled and your potential need for disability insurance.